Integrating Sharia Values into the Legal System to Strengthen Islamic Economic Stability and Growth
DOI:
https://doi.org/10.65310/8vptav57Keywords:
Islamic Values, Legal System, Economic Stability, Islamic, Economic GrowthAbstract
The purpose of this study is to analyze the contribution of integrating Sharia values into the legal system to strengthening the stability and growth of the Islamic economy, with a focus on the national context and global relevance. The background of the problem stems from the significant growth of the Islamic financial sector in Indonesia, accompanied by challenges in harmonizing regulations between positive law and Sharia law. The urgency of this study lies in the need for consistent, adaptive, and sustainable legal policy formulation to ensure the continuity of growth while maintaining macroeconomic stability. This research uses a qualitative-descriptive approach with legal-economic analysis, processing secondary data from the OJK, Bank Indonesia, BPS, Ministry of Finance, and international reports, supplemented by a review of legal documents such as laws and fatwas from the DSN-MUI. The novelty of this research lies in the integration of legal analysis and current Islamic financial performance indicators into a single evaluation framework, which captures the direct relationship between regulation, governance, and economic performance.The results of the study show that the integration of sharia values, as reflected in asset growth, increased market share, sound financing quality, and high levels of capital and liquidity, can create a stable, inclusive, and efficient financial ecosystem.
Downloads
References
Aprilia, T., Sari, R. M., Adawiyah, R., Efrilia, D., Anggesta, L., & Handayani, T. L. (2024). Peran Ekonomi Islam Dalam Pembangunan Ekonomi Nasional Yang Berkelanjutan di Era Society 5.0. Journal of Economics and Business, 2(2), 227-237.
Bisnis.com (2025). “Market Share Perbankan Syariah Naik, Aset Rp980,30 Triliun pada 2024”, tersedia di https://finansial.bisnis.com/read/20250221/231/1841655/market-share-perbankan-syariah-naik-aset-rp98030-triliun-pada-2024?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Charisma, D. (2022). Potret Kinerja Bank Syariah Indonesia (BSI) Dalam Mengembangkan Industri Halal di Indonesia. AdBispreneur: Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan, 6(3), 259-268.
Dinarstandard. (2023). “State of the Global Islamic Economy Report”, tersedia di https://www.dinarstandard.com/post/state-of-the-global-islamic-economy-report-2023?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
IFSB. (2024). “Annual Report 2023”, tersedia di https://www.ifsb.org/wp-content/uploads/2024/12/IFSB-AR2023-Gray.pdf?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
IFSB. (2025). “Islamic Financial Services Industry Stability Report 2025”, tersedia di https://www.ifsb.org/wp-content/uploads/2025/05/IFSI-Stability-Report-2025.pdf?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Ilyas, R. (2021). Peran Dewan Pengawas Syariah Dalam Perbankan Syariah. JPS (Jurnal Perbankan Syariah), 2(1), 42-53.
Irdan, F., & Nur'aini, N. A. (2025). Peran Ekonomi Syariah dalam Menghadapi Tantangan Sistem Keuangan Konvensional. In Integrating Religion, Social Economy, and Law: Conference Series (Vol. 1, No. 2, pp. 25-30).
IslamicFinanceNews. (2023). “Indonesia’s Islamic Finance Industry Assets Grow 15.9% year-on-year in 2022:, tersedia di https://www.islamicfinancenews.com/daily-cover-story-indonesias-islamic-finance-industry-assets-grow-15-9-year-on-year-in-2022.html?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Khattak, M. A., & Khan, N. A. (2023). Islamic finance, growth, and volatility: a fresh evidence from 82 countries. Journal of Islamic Monetary Economics and Finance, 9(1), 39-56.
Latifah, A. N. (2017). Regulasi dan Pengungkapan Shariah Governance: Perbandingan Antara Indonesia dan Malaysia. Disertasi Sarjana, Fakulti Syariah dan Hukum, Universitas Indonesia.
Leny, I. (2024). Analisis Pengaruh Lembaga Keuangan Syariah Terhadap Pertumbuhan Ekonomi Di Top Negara Global Islamic Economy Indeks (GIEI) (Doctoral dissertation, UIN Raden Intan Lampung).
LSEG. (2024). “Navigating uncertainty: Global Islamic finance assets expected to exceed $6.7 trillion by 2027”, tersedia di https://www.lseg.com/en/insights/data-analytics/navigating-uncertainty-global-islamic-finance-assets-expected-to-exceed-67-trillion-by-2027?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Martias, L. D. (2021). Statistika deskriptif sebagai kumpulan informasi. Fihris: Jurnal Ilmu Perpustakaan Dan Informasi, 16(1), 40-59.
Martono, N. (2010). Metode penelitian kuantitatif: Analisis Isi dan Analisis Data Sekunder (sampel halaman gratis). RajaGrafindo Persada.
Mukhlisin, M. (2022). Politik Ekonomi Syariah Dalam Perspektifal-Qur’an (Analisis Sektor Industri Halal Di Indonesia) (Doctoral dissertation, Institut PTIQ Jakarta).
OJK. (2025). “The Financial Services Sector Stable and Resilient, Supporting the Acceleration of National Economic Growth (Monthly Board of Commissioners Meeting - May 2025)”, tersedia di https://iru.ojk.go.id/iru/policy/detailpolicy/13725/the-financial-services-sector-stable-and-resilient-supporting-the-acceleration-of-national-economic-growth-monthly-board-of-commissioners-meeting-may-2025?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Prospaceindonesia. (2025). “Islamic Finance Growth Outpaces Conventional Banking as Indonesia Strengthens Global Position”, tersedia di https://prospaceindonesia.com/resources/islamic-finance-growth-outpaces-conventional-banking-as-indonesia-strengthens-global-position/?utm_source=chatgpt.com, diakses pada 08 Agustus 2025.
Puteri, D. R., Meutia, I., & Yuniartie, E. (2014). Pengaruh Pembiayaan Mudharabah, Musyarakah, Murabahah, Istishna Dan Ijarah Terhadap Profitabilitas Pada Bank Umum Syariah Di Indonesia. Akuntabilitas, 8(1), 1-24.
Rohmah, Z. F., Arta, A., Huda, Q., & Nurrohman, D. (2024). Peran regulasi sebagai landasan hukum bagi pertumbuhan lembaga keuangan syariah di Indonesia: Peluang dan tantangan. Maro: Jurnal Ekonomi Syariah Dan Bisnis, 7(1), 1-13.
Ropiah, S. (2025). Integrasi Nilai-Nilai Syariah Dalam Sistem Kewarisan Di Era Modern: Kajian Terhadap Keberlanjutan Dan Tantangannya. As-Salam: Jurnal Studi Hukum Islam & Pendidikan, 14(1), 76-98. https://doi.org/10.51226/assalam.v14i1.744.
Santoso, L. (2022). Dinamika Hukum Ekonomi Syariah di Indonesia: Telaah Politik Hukum. Jurnal Hukum Ekonomi Islam, 6(1), 74-89.
Sunaryono, S., Sepriano, S., & Uzma, I. (2024). Investasi Syariah Terpadu: Strategi dan Peluang Saham Tanpa Riba. PT. Sonpedia Publishing Indonesia.
Wicaksono, Y. P., Hutasoit, T. J., & Sjofjan, L. (2025). Eksistensi Hukum Islam Dalam Sistem Hukum Nasional Indonesia: Peluang Dan Tantangan. Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory, 3(3), 2138-2151.
Widiana, A., Rusliana, I., & Busro, B. (2024). Peran media sosial terhadap religiusitas remaja melalui pendekatan kualitatif deskriptif. WARAQAT: Jurnal Ilmu-Ilmu Keislaman, 9(1), 1-19.
Fadila, N., & Soumena, F. Y. (2025). Sinergi Pemerintah Dan Lembaga Keuangan Syariah Dalam Peningkatan Literasi Ekonomi Islam. Jurnal Ekonomi Islam, 3(1), 56-86.
Subardi, H. M. P., & Yuliafitri, I. (2019). Efektivitas Gerakan Literasi Keuangan Syariah Dalam Mengedukasi Masyarakat Memahami Produk Keuangan Syariah. Jurnal Ilmiah Perbankan Syariah, 5(1), 31-44.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Ahmad Akbar Rudin, Eko Filtra (Author)

This work is licensed under a Creative Commons Attribution 4.0 International License.










