Analysis of Factors Affecting User Acceptance of Fintech Applications Using the Unified Theory of Acceptance and Use of Technology 2. Journal of Engineering and Applied Technology, [S. l.], v. 1, n. 2, p. 235–247, 2025. DOI: 10.65310/jxrf5e65. Disponível em: https://scriptaintelektual.com/scripta-technica/article/view/417. Acesso em: 5 feb. 2026.